Medicare is reserved for the disabled and the retired. If you now qualify for Medicare because of age or disability, you can apply online. If you do not have a computer, you can use one at your local library, or your local Department of Workforce Development office, which often has an entire computer lab at the public's disposal. If you still need help filing for Medicare, here is where to look.
Medicare General Agency
This is a healthcare insurance agency that also provides assistance with filing Medicare claims. You can receive info about the types of Medicare (A, B, C, and D) and how to claim your benefits online (which is the fastest way to get your benefits to start). The Medicare agent can also help you file backdated claims that may cover up to three months' worth of medical bills.
The Social Security Office Online and Offline
In some states, if you are disabled or of the right retirement age for your age group (e.g., 65, 66, or 67 and not retiring early), you will automatically be signed up for Medicare when you sign up for retirement benefits. In the Social Security office, the agent will ask you several questions in regards to Medicare, share information regarding the main plan choices, and then sign you up for the ones you choose. If you choose to sign up for retirement benefits online, then there is an additional walk-through process that will help you choose and begin receiving Medicare benefits.
Billing Agents at Your Doctor's Office
Billing agents at your doctor's office are also knowledgeable about Medicare. They bill Medicare for patients every day. Ask them which of the programs Medicare offers that apply to your doctor since not all doctors take Medicare and not all doctors take all Medicare plans. This is a good place to learn about the coverage you need when you want to continue seeing the same doctor you have always seen but Medicare is going to be picking up the costs now.
Department of Human Services (DHS) or Social Services (DSS)
Depending on where you live, this government department has a slightly different moniker. However, they do provide low-income individuals with Medicaid support, and they can help individuals understand their Medicare benefits. If you do not have a general Medicare agent in your area, then you could consult with the other options above if any of these are available to you.